Finance Center

Our friendly financing department at Jones Ford in Savannah, Tennessee, is dedicated to making your car-buying experience as seamless and beneficial as possible. We understand that auto financing is a crucial step in purchasing a vehicle, and we strive to offer competitive rates and flexible terms to suit your unique financial situation. Whether you're eyeing a new Ford or a quality pre-owned vehicle, our finance team is here to guide you through the process and find the perfect solution.

Why Fill Out the Online Financing Application?

Filling out an online financing application before heading to the dealership offers numerous benefits that can enhance your car-buying experience. Below are some reasons why you should consider completing this step in advance.

Save Time at the Dealership

By filling out the financing application online, you can save valuable time visiting the dealership. Preapproval allows our finance team to process your information beforehand so you can focus on choosing the perfect vehicle without worrying about lengthy paperwork. This streamlined process means less waiting and more time spent exploring our extensive inventory of new and pre-owned vehicles. The last thing you want during your car-buying journey is to feel rushed or overwhelmed; our online application helps eliminate that stress.

Know Your Budget in Advance

Understanding your budget before shopping helps narrow your vehicle options within your price range. Preapproval gives you a clear idea of the loan amount you qualify for, allowing you to make informed decisions and avoid falling in love with a car out of your financial reach. This financial clarity also empowers you to negotiate more effectively, knowing what you can afford. Additionally, having a preapproved loan can sometimes open doors to special financing offers or incentives that might not be available if you wait until you're at the dealership.

Increase Your Negotiating Power

Having a preapproved loan gives you leverage when negotiating the price of your vehicle. Dealerships are more likely to offer better deals when they know you have financing secured, as it shows that you're a serious buyer, ready to purchase. This preapproval can also expedite the entire purchasing process, allowing you to drive away in your new car sooner. Negotiating with preapproval means you can focus on the vehicle's value and features rather than getting bogged down in financing discussions.

Improve Your Credit Score

Applying for auto financing can also help improve your credit score. You can build or improve your credit history by securing a loan and making timely payments. This can be particularly beneficial for first-time buyers or those looking to rebuild their credit. Consistent, on-time payments demonstrate to future lenders that you are a reliable borrower, potentially opening up even better financing options for you in the future.

Convenience and Accessibility

We can't overstate the convenience of applying for financing online. You can complete the application at your own pace without the pressure of being at the dealership. This accessibility is especially beneficial if you have a busy schedule or prefer handling your financial matters privately. Our online application is available 24/7, allowing you to start the process whenever it's most convenient.

Get an Affordable Rate for a New or Used Car

At Jones Ford, our top priority is securing an affordable rate for your new or used car. Below are some of the ways we can help you get the best deal.

Competitive Interest Rates

Our finance team works with a network of reputable lenders to offer competitive interest rates on auto loans. We strive to provide the best possible rates for all our customers, regardless of their credit history. By leveraging our strong relationships with these lenders, we can negotiate terms that benefit you, ensuring your monthly payments are manageable and within your budget. This commitment to competitive rates helps make owning your dream car a reality.

Flexible Loan Terms

We understand that every customer has different financial needs. That's why we offer flexible loan terms to suit your budget. Whether you prefer a shorter loan term with higher monthly payments or a longer term with lower payments, we can tailor a financing plan that fits your situation. Our goal is to provide options that allow you to afford your vehicle while comfortably meeting your long-term financial goals. Flexible terms mean you can choose the best repayment schedule, whether for a few years or extending it to lower your monthly obligations.

Transparent Financing Process

We believe in transparency when it comes to auto financing. Our finance experts are here to answer any questions and guide you through each step of the process. We'll explain all the terms and conditions of your loan so that you understand your financial commitments. This transparency builds trust and ensures you're fully informed about your financing options, helping you make the best decision for your needs. At Jones Ford, we prioritize honesty and clarity to make you feel confident and secure in your financing choice.

Explore Our Online Financing Tools

To further simplify the financing process, Jones Ford offers a suite of online tools to help you get started.

Online Credit Application

Our secure online credit application is easy to complete and only takes a few minutes. Once submitted, our finance team will review your information and get back to you with preapproval options. This step can significantly expedite your visit to the dealership. Knowing you're preapproved gives you peace of mind and lets you shop confidently. Plus, it helps our team prepare for your visit, ensuring we can assist you when you arrive.

Trade-In Value Estimator

If you plan to trade in your current vehicle, our trade-in value estimator provides an instant quote based on your car's make, model, and condition. This can help you understand how much your trade-in will contribute to your new vehicle purchase. Knowing this value upfront allows you to factor it into your financing plan, potentially reducing the amount you need to borrow. It also helps streamline the trade-in process, making your visit to Jones Ford even more efficient.

Contact Our Finance Department Today

Please contact our finance department here at Jones Ford in Savannah, Tennessee, if you have questions about our financing options or need assistance with your online application. We're here to help you find the best financing solution. Call us at 888-382-3904 or complete our secure online form today to learn more and get started on your car-buying journey.